Financial analyst's hand using a mouse on a credit dashboard in a modern office

Credit Repair Services & Tiers

A tier for every credit situation. Choose Standard, Aggressive, or Extreme — each with direct 3-bureau disputes, CROA-compliant processing, and no hidden fees. Cancel anytime, no long-term commitment.

MEMBERSHIP PLANS

Most credit repair services hide their pricing until you call

Ours is on the table. Three clear membership tiers, one goal: a score that reflects your true credit history.

Standard

For one or two negative items weighing down your report.

$79

$99
/Monthly
WHAT'S INCLUDED

Disputes across all 3 bureaus

Late payment challenges

Collection account disputes

Monthly score analysis

CROA compliant process

Aggressive

For multiple negative items or a heavier weight on your file.

$99

$129
/Monthly
WHAT'S INCLUDED

Everything in Standard

Rapid dispute cycles

Inquiry removal

Charge-off challenges

Direct credit specialist access

Extreme

For complex files, including bankruptcy or multiple major issues.

$149

$189
/Monthly
WHAT'S INCLUDED

Everything in Aggressive

Bankruptcy file challenges

Priority dispute processing

Custom credit strategy

Guidance on the documents and steps lenders typically review

professional credit repair consultant handing documents to smiling client in bright modern office with clean desk
FROM OUR MEMBERS

That clean score feeling.

When inaccurate items fall off your report, the relief is real. Here is what our members tell us about working with My 800 Credit Club.

Seeing those late payments vanish from my report felt like a weight I didn't know I was carrying just lift off my shoulders.

Alex R.

Standard plan member

I had three collections weighing down my report for years. The team challenged each one, kept me updated the whole way, and helped me finally understand what was on my report.

Maria T.

Aggressive plan member

Clearing the inaccurate inquiries opened up options I didn't know I had. The team explained every step and made the whole process feel approachable.

James L.

Extreme plan member

The app is a game changer. I logged in regularly and watched my disputes progress in real time. The team walked me through everything through closing day.

Sandra K.

Aggressive plan member — first-time homebuyer

I'd tried another credit repair company before and got nothing but vague updates. With My 800 Credit Club, I saw exactly what was happening every step of the way.

David P.

Extreme plan member

The strategist assigned to me was incredible — she explained every letter and every response, and kept me calm through the whole process.

Tanya M.

Extreme plan member — small business owner

Ready to see what your score could look like?

Three transparent tiers. Fast-track disputes across Experian, Equifax, and TransUnion. No hidden fees, no fine print — just a clear path forward.